Credit limits on every order
Each retailer has credit terms and a limit. Shops over their limit are flagged before you approve, so udhaar doesn’t grow unnoticed.
Udhaar and collections
Recover udhaar faster, without chasing shops from a diary
Bagdor keeps every retailer’s udhaar (outstanding dues) in one place. Credit limits are checked on every order, dues are shown by age, overdue shops get a WhatsApp reminder at 9:30 every morning, and drivers record cash or UPI against each bill so the money is matched at day close.
Where a distributor’s money gets stuck
- Shops keep ordering while their old bills are still unpaid.
- Nobody can say quickly who has owed money for more than 45 days.
- Reminders depend on someone remembering to call.
- Drivers collect cash on the route, and the total at night doesn’t match the bills.
- Part payments are adjusted against whichever bill someone picks.
How Bagdor handles udhaar
Dues by age
Outstanding by retailer in 0–30, 31–45 and 45+ day buckets, so the office knows whom to call first.
Reminders at 9:30 every morning
Overdue retailers get a WhatsApp reminder with the amount and due date each morning, without anyone making a call.
Baki on request
A retailer can type “baki”, “khata” or “balance” on WhatsApp and gets their outstanding amount back straight away.
Collected against the bill
Drivers record cash or UPI against each bill at the shop. The office records counter payments in cash, UPI or cheque. Payments settle the oldest bill first.
Cash matched at day close
Each driver hands over the day’s cash and the office sees what was collected, what was handed over and any shortfall.
Questions distributors ask
How can I recover outstanding payments (udhaar) from retailers faster?
See outstanding by retailer and by age, check credit limits on every order, and let Bagdor send overdue retailers a WhatsApp reminder at 9:30 every morning. Retailers can also type “baki” or “balance” on WhatsApp to see what they owe. Payments settle the oldest bill first.
Can retailers ask for their baki on WhatsApp?
Yes. A retailer can type “baki”, “khata”, “balance” or “due” on WhatsApp and gets their outstanding amount back straight away, without calling your office.
How do I stop cash going short when drivers collect payments?
Drivers record cash or UPI against each bill at the shop in the Driver App. At day close the office sees what was collected, what was handed over and any shortfall.
See also
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